Earthquakes happen all around the country! As a matter of fact, earthquakes have occurred in 39 states since 1990, and approximately 90% of US households live in areas considered seismically active. Basic homeowners insurance does not cover earthquake damage, however, only a small percentage of people purchase this valuable type of coverage. Even if you reside in an area where earthquakes are not common, you might benefit from having this protection. The premium may be less than you think for the amount of coverage provided.
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