About Us

American Insurances is a full-service independent insurance agency. We are dedicated to protecting our clients with innovative insurance and risk management products, guidance and advice.

As an independent agency, we work for our clients, not the insurance companies. We take the time to understand your unique needs, and then present you with options. Because we represent with many insurance companies we work to find a company and products for you that have the right combination of coverage, price and a proven record of prompt and fair claims settlement. In the unfortunate event of a claim, we are here for our clients.

Quality client service and your peace of mind are our highest priorities. Our team is dedicated to making sure your insurance experience is second to none. We are proud of the relationships we have with our clients, at American Insurances you are always treated with the respect and courtesy you deserve.

Our experienced agents and service team are the finest in the business specifically chosen for their ability to provide friendly, personalized service and their demonstrated ability to be there when you need them most. Our team is dedicated to professionalism – keeping up with what is happening in the industry through industry training and development on risk management.

We are active members in our community and are a member of the Fredericksburg Regional Chamber of Commerce. We are also members of the Professional Insurance Agents, Trusted Choice and Independent Insurance Agents of Virginia. We are proud to be a recognized as a Pioneer Agency with Donegal Insurance.

We serve the needs of clients throughout Virginia and Maryland, with a special focus in providing insurance to the greater Fredericksburg, Spotsylvania and Stafford areas.

Our Core Values are to Provide our Clients:

  • With insurance and risk management tailored to their unique needs
  • Choice - with competitive insurance and risk management programs
  • Friendly, prompt and personalized service

Our Team:

  • Are experienced insurance professionals with extensive product knowledge to help you make important decisions about your auto, home, life and business insurance.
  • Are there when you need us - whether it's a customized proposal for a new business or a claim on your policy.
  • Are like one of the family, as unique as the people we insure. They all have one thing in common -- they're good, honest people, who are just as interested in you as they are in handling your insurance needs.
  • Are members of our community who live in your neighborhood and have children attending school with your children.